17: Debt-Free Living, Mental Wellness & Nervous System Peace with Cristal DuBois, CHP

Oct 1

Money is about more than just spreadsheets and budgets - it’s about peace, freedom, and even nervous system health. In this episode, Carly welcomes back Cristal DuBois for a powerful conversation on biblical financial stewardship and its impact on our whole-person wellness.

Cristal and her husband have walked a journey from debt to financial freedom, paying off more than $150,000 in 5 years while still enjoying family milestones, traveling to see their sons, and living generously. She shares candidly how debt once caused tension, anxiety, and constant stress—and how aligning with God’s design for stewardship brought restoration to both their finances and their marriage.

What You’ll Learn in This Episode:

Why money stress keeps your body in fight-or-flight—and how a plan restores calm
The hidden connection between finances, marriage harmony, and mental health
Practical tools: creating a spending plan (not a restrictive budget), using cash envelopes, and setting up sinking funds
How biblical stewardship shifts your perspective from stress to peace
Cristal’s real-life story of paying off debt while still enjoying life
Why saying “no” to misaligned financial opportunities is really saying yes to peace and freedom
How generosity and faith make money management deeply life-giving